5 Good Options for Whole Life Insurance Cash Value (plus 1 bad option)

In Fee-Only Financial Planning circles, it is a continual struggle to avoid blasting the insurance industry for their elaborate marketing of life insurance as anything other than insurance.

In working with clients in their 20’s all the way into their 90’s, we’ve seen countless examples of permanent life insurance sold to people who didn’t need it. Most of these are Whole Life policies that our clients come to us decades after purchasing, but while they are still paying premiums.