by Ben Hockema, CFP® | Jul 9, 2026 | Personal Finance
I’m not going to make you wait too long. Short answer, YES. Slightly more nuanced answer: every married couple has one. As celebrity divorce lawyer James Sexton says, “Everyone has a prenup – either one created by you and your spouse or one created for you by...
by Ben Hockema, CFP® | Jun 10, 2020 | Basics, Budgets, Financial Independence
In our first two posts on financial independence, we focused on saving instead of spending and on increasing your savings rate. But, what if you’re trying to find more room in your “budget” to save more money? How should you think about approaching your spending?I...
