by Ben Hockema, CFP® | Sep 17, 2025 | Investing, Market Updates
Every fall, Medicare’s Annual Enrollment Period (October 15 – December 7) brings a flood of reminders, advertisements, and questions. Many people understandably assume this means they need to review all their Medicare coverage—including their Medicare Supplement...
by Ben Hockema, CFP® | Feb 28, 2023 | Basics, Employee Benefits, Investing
Put company benefits and IRS regulations together, and you’re just asking for complexity masked as an acronym. Many employers provide access to Flexible Spending Accounts (FSA) or Health Savings Accounts (HSA) to employees to allow pre-tax payments of various...
by Ben Hockema, CFP® | Nov 9, 2020 | Employee Benefits
Open Enrollment, that time when you get a bunch of emails from HR but never seem to find the time to look into it. Then, on the last day, you just keep things the same as last year…I have had the pleasure of working with Snowflake clients this year, which includes...